Cigna Dental Benefits for Affordable Dentistry
Making sure dental care is affordable is one of our top priorities at Mountain Stream Dental in Springfield. Processing dental insurance claims is one way that we help keep the out of pocket costs of dental care to a minimum for our patients. In addition to processing claims for the majority of insurance providers, we are also in-network with many insurers, including Cigna. If you have coverage through Cigna or any other in-network or out of network dental insurance providers, please make sure you let our team members know right away. We’ll do our utmost to maximize these benefits from your very first visit to our Springfield dental office. If you have dental insurance questions for us or you want to schedule an appointment to visit Mountain Stream Dental, don’t hesitate to call our dental office in Springfield. We’re here to help.
Cigna Dental Coverage & Availability
Dental insurance policies offer a number of elections and plan options that allow patients to receive coverage for dental treatments that best fit their needs. While this flexibility ensures patients have access to dental insurance coverage that makes sense for them, it also means there is a lot of variability from one dental insurance policy to the next. For this reason, we’ll need to review your unique dental benefit plan before we offer specific estimates for the out of pocket costs of your dentistry services in our office. However, most plans cover biannual dental checkups, teeth cleanings, and other preventive dentistry services at 80 to 100%. Minor restorations, like tooth-colored fillings, receive 50 to 80% coverage, and more advanced treatments, like dental crowns, are covered 25 to 50%. There are other dental services that may be covered, but we’ll need to review your policy before we offer estimates for these services. In some cases, we may also need to apply for preapproval with your insurer to verify there are benefits available before we begin your treatment plan.
Flexibility is one of the many advantages of dental insurance plans. They are created to allow patients the flexibility to visit a dental office of their choosing without worrying about whether or not they’ll receive coverage for their dental care needs. This leads many patients to ask why it’s important to visit an in-network provider. While most dental offices are happy to process claims for any insurance provider, an in-network practice has a contract with your insurer. This offers several benefits, including:
- You will only be responsible for your out of pocket treatment costs as your dentist has agreed to charge fees that fall within your insurer’s set maximums.
- Your dental office is familiar with your plan’s benefits, meaning they can more quickly and accurately provide estimates for treatment costs.
- You can count on your in-network dentist to be familiar with annual treatment coverage maximums, deductibles, and other variables associated with dental insurance policies.
When you call our Springfield dental office to learn more about your Cigna dental insurance plan or any other insurance benefits, make sure you ask for Hillary. While all of your dental team members are familiar with how insurance plans work, Hillary is our go-to dental insurance guru. She has more than a decade of dentistry experience, and she loves working with patients to understand their dental benefits and help them make the most of their insurance coverage.